Avoid Political Demonstrations- These demonstrations often result in riots and violence. Even demonstrations that appear to be "peaceful" can easily escalate in violence. Avoid them at all costs.
Be Careful at the Beach- Strong currents have resulted in drownings, and powerful waves can break bones. Stingray injuries are common, and lifeguards and medical equipment are rare or non-existent, even in popular "tourist" beaches.
Avoiding Violent Crime- Violent crime is rising in Nicaragua. Avoid poorer neighborhoods. Gang activity is rising in Nicaragua, but it is still lower than nearby Central American countries. Most crime is a result of criminals who want your money. Many robbers have weapons, so do not resist them. Most violence against US citizens is a result of resistance. Keeping money and travel documents in a belt under your clothes helps keep them safe.
Choosing the Right Taxi- If a stranger approaches you offering to help you locate or share a taxi, this is often a trap. There have been many cases of this with US citizens, and upon entering the taxi, they are threatened with a weapon, and forced to drive around to ATM machines until there is no more money, then left in a desolate area. When choosing a cab, only get an official taxi with a red bordered license plate with legible plate #. Note the driver's name and license #. Instruct them not to pick up anybody else. Agree on fare before departing, and make sure to have small bills as most drivers will not make change. When driving, make sure the windows are up, and doors are locked, as robbers can target you at stoplights.
Choosing the Right Hotel- Choose a hotel with strong security elements. One with a safe is a plus.
Use Common Sense- Always travel in groups of two or more, do not display valuables (jewelry, watches, etc). Use common sense as you would in a high crime area of a large city in the US. Don't look "touristy." This not only tells criminals you are out of your element, but also tells them you probably have money... money they want.
Source: http://travel.state.gov/about/about_304.html
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